And when the result of the previous verse was in relying on what is with Allah, glorified and exalted is He, of reward and not grieving over what has passed of usury and others, and the fear of something that is coming, whether poverty or otherwise, he left everything that is attributed to usury. There were transactions among the people of Islam and the people of ignorance, and among some of them, there were usurious transactions in ignorance that had not yet been completed. He clarified its matter, negating what might be imagined from his previous saying, "So for him is what has passed" [Al-Baqarah: 275], from the permissibility of the remnants of usury and that the prohibition is specific to what has renewed of it. He said, addressing the closest of those he mentioned, from those who have embraced faith and have not turned to others, honoring them: "O you who have believed," meaning those who have acknowledged the truthfulness with their tongues. And when usury may be deferred, its possessor may have had periods pass while he is determined to take it, so refraining from it becomes equivalent to death for him. Allah, glorified and exalted is He, emphasized the severity of this admonition, saying: "Fear Allah," meaning the One who has all greatness, confirming your acknowledgment. "And leave," meaning abandon any abandonment that was left of usury, meaning that which you used to deal with, so do not make it lawful or consume it.

And when he hinted at the beginning of the verse that whoever persists is not truthful in the claim of faith, he made that clear at its end, saying: "If you are believers," meaning characterized by what you have mentioned with your tongues. Al-Harali said: He clarified that usury and faith do not coexist, and most of the calamities of this nation, until it has suffered what befell the Children of Israel of severe hardship and vengeance over the years, is indeed from the actions of those who have engaged in usury. And this verse is a great foundation in the rulings concerning disbelievers when they embrace Islam; what has passed from it does not diminish, and what has not passed is not acted upon. Al-Usbahani pointed this out.