Tafsir for verses: 37:20, 37:21
وَقَالُواْ يَٰوَيۡلَنَا هَٰذَا يَوۡمُ ٱلدِّينِ ٢٠ ﴿20 هَٰذَا يَوۡمُ ٱلۡفَصۡلِ ٱلَّذِي كُنتُم بِهِۦ تُكَذِّبُونَ ٢١ ﴿21
20And they will be saying, “Woe to us; this is the Day of Retribution.” 21(It will be said to them,) “This is the Day of Judgment that you used to deny.”
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Commentary

It is possible that this 'Day of Judgment' refers to the words of the disbelievers among themselves, and that it is from the speech of the angels to them. And that 'Woe to us, this is the Day of Judgment' is the speech of the disbelievers. And 'This is the Day of Separation' is from the words of the angels in response to them. The Day of Judgment is the day we are held accountable, meaning we are rewarded for our deeds. The Day of Separation is the day of judgment, and the distinction between the groups of guidance and misguidance.

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