Commentary
Do not consume usury, multiplied many times over. He prohibited usury with a reprimand for what they were doing in multiplying it. When one of them reached the due date of the debt, he would extend the term, thus consuming the debtor's wealth with something trivial. [The phrase 'the wealth of the debtor' may refer to the debtor, or it is an unusual language.]
And fear the Fire which has been prepared for the disbelievers. Abu Hanifa, may Allah have mercy on him, used to say: This is the most frightening verse in the Qur'an, as Allah has warned the believers of the Fire prepared for the disbelievers if they do not fear Him by avoiding His prohibitions. He has supported this by linking the hope of the believers in His mercy to their adherence to obedience to Him and to the obedience of His Messenger. Whoever reflects on this verse and similar ones does not entertain empty hopes or wishful thinking about Allah, the Exalted. In His mention of 'perhaps' and 'maybe' in such contexts—regardless of what people say—there is something that is not hidden from the discerning knowledgeable person regarding the precision of the path of piety, the difficulty of attaining Allah's pleasure, and the rarity of reaching His mercy and reward.
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